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Chapter 13 Bankruptcy

Is Chapter 13 Bankruptcy Right For Me?

Do you have assets you’re not willing to lose in a Chapter 7 bankruptcy? Are you concerned that you may lose your home to foreclosure? Chapter 13 bankruptcy may be the right choice for you. In many instances, filing Chapter 13 bankruptcy allows individuals to keep valuable assets while reorganizing their debt.

The bankruptcy professionals at The Turnaround Team in Scottsdale can help you determine which form of bankruptcy makes the most sense for you. Brian M. Blum, our Managing Attorney, is an experienced Arizona bankruptcy lawyer who will develop a plan of action designed especially for you.

Brian Blum - Chapter 13 Bankruptcy Attorney“No two people's financial situations are exactly alike. I will tailor a plan for your financial recovery that addresses your needs and best fits your individual circumstances.”
Brian M. Blum, Managing Attorney

The Wage-Earner's Plan

Chapter 13 bankruptcy is often called the wage-earner's plan, but you don't have to be a wage earner to qualify. If you have a regular income from any source, such as Social Security, a pension, or spousal support, you may be eligible to file Chapter 13 bankruptcy.

A type of reorganization bankruptcy, Chapter 13 allows you to repay a portion of your debt over a three-to-five-year period. You will not have to pay all of your debt.

Get a Free Chapter 13 Bankruptcy Consultation

One Reasonable, Affordable Payment

Chapter 13 allows you to make one, affordable payment each month. The amount of the payment is based on what you can afford after paying your living expenses. In other words, you pay yourself first. Payments on your debt come from the remainder of your income.

Chapter 13 bankruptcy can be an appropriate choice for self-employed people who have fallen upon difficult financial times. Filing Chapter 13 instead of Chapter 11 is a significantly less complicated and time-consuming. Therefore, it is a less expensive process.

To arrange a free initial consultation with an experienced bankruptcy lawyer, please contact The Turnaround Team today. From offices in Scottsdale, we represent individuals throughout Arizona.


Let’s Talk About Your Bankruptcy Needs

We’d like to help you get started on the right path.. Just call us, or send us an email to tell us about your situation, and let's turn it around!

Call The Turnaround Team at

(480) 420-1999


Shouldn't someone be in your corner? Get a free chapter 7 bankruptcy consultation today!